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T.O.S

 

Terms of Service

DebtCallReview.com

Last Updated: December 2025

These Terms of Service (“Terms”) govern your access to and use of the DebtCallReview.com website, platform, and services (the “Services”). By accessing or using the Services, you agree to be bound by these Terms.

If you do not agree, do not use the Services.

1. The Services

DebtCallReview.com provides automated and structured call-review services for sales calls related to Legal Debt Resolution and similar financial services. The Services analyze uploaded call recordings and transcripts and generate compliance, coaching, and quality-assurance reports.

The Services are intended for business and professional use only.

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2. Not Legal Advice

DebtCallReview.com does not provide legal advice.

  • Reports, scores, findings, and coaching feedback are informational and operational in nature.
     
  • Outputs do not replace advice from qualified legal counsel.
     
  • Customers are solely responsible for ensuring their sales practices comply with applicable laws and regulations.

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3. Eligibility and Accounts

You must be at least 18 years old and authorized to act on behalf of a business entity to use the Services.

You are responsible for:

  • maintaining the confidentiality of your login credentials,
     
  • all activity occurring under your account,
     
  • ensuring authorized use by your team members.

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4. Customer Content

4.1 Ownership

You retain ownership of:

  • call recordings,
     
  • transcripts,
     
  • uploaded materials,
     
  • and generated reports (“Customer Content”).
     

By using the Services, you grant DebtCallReview.com a limited, non-exclusive right to process Customer Content solely to provide the Services.


4.2 Responsibility for Content

You represent and warrant that:

  • you have the legal right to upload and analyze the recordings and transcripts,
     
  • you have obtained any required consents under applicable recording and privacy laws,
     
  • your use of the Services does not violate any law or third-party rights.

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5. AI and Automated Analysis

The Services use automated processing, including artificial intelligence models, to analyze Customer Content.

  • AI analysis is used only to provide the Services.
     
  • Customer Content is not used to train public or general-purpose AI models.
     
  • Outputs may contain limitations, errors, or omissions inherent to automated analysis.
     

You acknowledge that AI-generated outputs are advisory and evaluative, not definitive determinations.

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6. Acceptable Use

You agree not to:

  • upload unlawful, infringing, or malicious content,
     
  • upload recordings without proper consent,
     
  • attempt to reverse engineer or misuse the Services,
     
  • use the Services for surveillance, harassment, or unlawful monitoring,
     
  • resell or redistribute reports outside your organization without authorization.
     

We may suspend or terminate access for violations of these Terms.

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7. Fees and Payment

  • Fees are described on the website or in a written agreement.
     
  • Payments are due as specified at purchase or subscription signup.
     
  • All fees are non-refundable unless expressly stated otherwise.
     
  • We may modify pricing with prior notice.

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8. Data Protection

Use of the Services is subject to our:

  • Privacy Policy
     
  • Data Processing Addendum (DPA) (where applicable)
     

These documents are incorporated into these Terms by reference.

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9. Confidentiality

DebtCallReview.com treats Customer Content and generated reports as confidential business information.

We will not disclose Customer Content except:

  • as required to provide the Services,
     
  • as required by law,
     
  • or as otherwise described in the Privacy Policy.

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10. Availability and Changes

We strive to keep the Services available, but we do not guarantee uninterrupted access.

We may:

  • update, modify, or discontinue features,
     
  • improve or change analysis logic,
     
  • suspend the Services for maintenance or security reasons.

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11. Termination

You may stop using the Services at any time.

We may suspend or terminate access if:

  • you violate these Terms,
     
  • payment obligations are not met,
     
  • required by law or security concerns.
     

Termination does not affect accrued payment obligations.

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12. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED,
     
  • INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
     

We do not guarantee:

  • specific compliance outcomes,
     
  • regulatory approval,
     
  • avoidance of disputes, complaints, or enforcement actions.

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13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • DebtCallReview.com shall not be liable for indirect, incidental, special, or consequential damages.
     
  • Our total liability arising out of or relating to the Services shall not exceed the amounts paid by you for the Services in the three (3) months preceding the claim.
     

Some jurisdictions do not allow certain limitations; rights may vary.

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14. Indemnification

You agree to indemnify and hold harmless DebtCallReview.com from claims arising out of:

  • your use of the Services,
     
  • your Customer Content,
     
  • your violation of law or third-party rights,
     
  • failure to obtain required call-recording consent.

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15. Governing Law

These Terms are governed by the laws of the State of CA, without regard to conflict-of-law principles.

Any disputes shall be resolved in state or federal courts located in Nevada.

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16. Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted with a revised “Last Updated” date. Continued use of the Services constitutes acceptance.

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17. Contact Information

DebtCallReview.com
Email: support@debtcallreview.com
Website: https://www.debtcallreview.com


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Privacy, Security & Compliance — In Plain English

At DebtCallReview.com, we understand that call recordings and transcripts contain sensitive business and personal information. We built this platform with privacy, confidentiality, and compliance in mind from day one.

Here’s how we handle your data — clearly and honestly.


🎧 Your Calls Are Yours — Always

  • You own your call recordings, transcripts, and reports.
     
  • We analyze them only to provide the call review service you request.
     
  • We do not sell, share, or reuse your call data for marketing or advertising.
     

🤖 How AI Is Used (and Not Used)

We use automated systems, including AI, to:

  • review calls for compliance and process issues,
     
  • generate coaching feedback and structured reports.
     

We do not:

  • use your calls to train public AI models,
     
  • use your data to improve unrelated products,
     
  • expose your calls to other customers.
     

Your data stays within your account and is processed solely to deliver your reports.


🏛 Built for Regulated Sales & Law Firms

DebtCallReview.com is designed for:

  • Legal Debt Resolution law firms,
     
  • regulated sales teams,
     
  • compliance and QA workflows.
     

We support:

  • auditability,
     
  • internal QA documentation,
     
  • defensible coaching records.
     

Our reports are operational tools, not legal advice.


🔒 Security & Access Controls

We use reasonable technical and organizational safeguards to protect your information, including:

  • secure data transmission,
     
  • restricted internal access,
     
  • trusted infrastructure providers.
     

Only authorized users in your organization can access your reports.


🧾 Data Retention & Deletion

  • We retain data only as long as needed to provide the service and maintain review history.
     
  • You can request deletion of uploaded calls and reports, subject to legal or contractual requirements.
     
  • We do not keep data longer than necessary “just because.”
     

📜 Compliance & Privacy Rights

We support applicable privacy requirements, including:

  • California privacy rights (CCPA/CPRA),
     
  • access, correction, and deletion requests where required by law.
     

We do not discriminate against users for exercising privacy rights.


🚫 What This Service Is Not

To avoid confusion:

  • We are not a law firm.
     
  • We do not provide legal advice.
     
  • We do not guarantee compliance outcomes.
     
  • We do not monitor calls for surveillance purposes.
     

This is a review and coaching platform, not a replacement for legal counsel.


📬 Questions? We’re Transparent.

If you ever have questions about:

  • how data is handled,
     
  • where it’s stored,
     
  • who can access it,
     

you can contact us directly at:
support@debtcallreview.com


✅ Why This Matters

One bad call can create:

  • refunds,
     
  • chargebacks,
     
  • complaints,
     
  • reputational damage.
     

Our goal is to help you:

  • identify risk early,
     
  • coach reps correctly,
     
  • document your compliance efforts.
     

We take that responsibility seriously.

DebtCallReview.com

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